The decision to buy a home is an exciting one. As your agent, I want to go above and beyond to help you. Our team wants to consistently provide you with the expert guidance you deserve throughout the home buying processes. Below we are providing a few tips to help you better understand the process. 

#1 MORTGAGE FINANCING

A mortgage is simply a loan that is used to buy your home. Unless you can pay for your home upfront in an all-cash offer, you'll need to take a loan from the bank to pay the home off gradually.

Just like any loan, you'll need to apply for it. If you're "approved" you will be able to borrow a certain amount of money from a lender. Each month you'll pay a portion of the loan (plus interest) for a period of time. The requirements to secure a mortgage may seem overwhelming - but by understanding basic lending terminology and requirements, you'll be able to avoid common roadblocks.

#2 USING AN ATTORNEY

Buyers may wonder why to use an attorney if they already have a contract with the seller. An attorney who practices real estate law will provide the buyer with experienced insight and expertise, giving them peace of mind during the closing process. 

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